The announcement mentions the rules and policies of international credit card companies. Some credit card companies have policies to not handle transactions regarding specific items, which causes problems for certain sites from time to time. For example, DMM.com and adult content site FANZA ended their payment contract with Mastercard on July 20. While they avoided giving a direct reason, stating their “terms and conditions didn’t align,” it’s suspected that the credit card company was intervening with content on the sites (ねとらぼ/Nlab).
There are also cases where companies have introduced their own virtual currencies as a measure against interference from credit card companies. Comic Toranoana, a Japanese doujin chain store, uses Tora Coin for purchasing content and supporting creators on the Fantia platform. One Tora Coin is equal to one yen. The commission platform Skeb also introduced their own Skeb Coin currency in June. Users can use their credit cards to purchase these virtual currencies and then exchange them for the content they actually want. In other words, a layer of cushioning between the content and interference from credit card companies.
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Written by. Nick Mosier based on the original Japanese article (original article’s publication date: 2022-11-15 22:46 JST)